OVERMAN FORUM

especially in support of key areas and weak links during banking needs balanced, while meeting multiple requirements. Necessary to support the expansion of domestic demand, steady economic growth,, ensuring key projects, increase investment in strategic emerging industries, but also to support the weak link, the reorganization and restructuring of digestible energy overcapacity.Over the years the banking sector capital consumption type, the size of the spread type of business model has not been a fundamental shift,, there are still many deficiencies in terms of strategic planning, performance appraisal, credit management, risk control and crisis response and so on. This requires us to do more basic work, but we need to adhere to the "two points" and "the bottom line of thinking."Reporter: prison building risk defense is the lifeblood of the banking industry and the regulatory authorities to prevent and defuse financial risks is the eternal theme of the banking business development. Given the current financial risks.
the development of the difficulties the industry increases, bank credit and investment risk will be increased.From the domestic economic situation. At present, China's economic and social development presents a steady intake of good posture,, but the development of unbalanced, uncoordinated and unsustainable issues are still outstanding,, especially economic growth downward relative surplus of contradictory pressures and production has intensified. In such a situation, the problems caused by rapid growth in the years before the banking sector may gradually appear, default risk may be increased in some areas,, in some areas,, some institutions have been signs of rebound in bad loans, the risks associated with the degree of the banking system, complexity and concealment gradually increased, hold the bottom line pressure increases the risk.See demand from the real economy. Support economic development and people's livelihood more difficult task.
Actively learn from advanced international experience is continuing to improve the effectiveness of the practical requirements of banking supervision. Must adhere to the principal, as I used to,, and actively learn international standards of good practice; must work closely with China's reform and development of the banking and regulatory practice, methods and tools to improve the regulatory system; must actively participate in international rule-making, to promote stability of the international financial order.Must adhere to continuously strengthen cadres. Banking supervision of professional, technical, regulatory work to do,, you need to have a strong sense of responsibility,, high-quality personnel. Must continue to strengthen the education and training of cadres of party discipline,, ethics and business skills, and constantly improve their work style,, work to mobilize the enthusiasm, creating a high quality,, disciplined, professional cadre personnel.Reporter: This year is the first year of full implementation of the party's 18 spirit,, how do you view the current situation facing the banking industry?Shang Fulin: At present,, China's banking sector is still in relatively good period of development. Analysis of the party's 18 and the central economic work conference on the current situation tells us that the development of long-term fundamentals of our economy and society is getting better.
China Banking Regulatory Commission will be how to deal with?Shang Fulin: the bottom line this year will hold regional systemic risk does not occur as a primary task, good financial risk monitoring,, investigation and disposal. With the banking industry scale,, increase business, including credit risk, liquidity risk,, operational risk.
the huge domestic market potential, the socialist market economic system and constantly improve the mechanism, industrialization, urbanization, information technology, agricultural modernization to proceed, the banking industry has a rare opportunity and favorable conditions. But we must clearly see that,, under pressure from external shocks and internal restructuring, risks and difficulties faced by the banking industry is gradually increasing, risk management and regulatory requirements are increasing.From the international economic situation. The international financial crisis and the European debt crisis continue to simmer, U.S. "fiscal cliff" has not yet fully resolved, low-growth world economy will become the norm. Affected by this, overseas development and international financing situation of China's banking industry is not optimistic in some areas.
相关的主题文章：